– Investments that matter –

Great Interest Rates

With Buoy, you get higher interest rates and greater predictability than most people can find anywhere else – including the stock market. Whether you're looking to maintain a steady 2-5% interest rate on your cash while taking on virtually no additional risk, or are drawn to the double-digit potential in financing higher-risk loans, Buoy provides a system for you to achieve your portfolio goals.

Transparent & Secure

Our unique and intelligent Buoy Score system lets you decide on the best mix of risk and return on your money by weighing all the factors that influence a borrower's risk level – not just their credit history. Buoy further helps ensure your portfolio's health by providing a range of options for diversification; so not only can you feel safe about your returns, but also provide help to an increased number of people in need.

Impact Individuals And Communities

Buoy's not just about helping individuals meet their goals. We understand that when our communities suffer from an inability to fund growth, it hurts everyone. So we've committed to building a dedicated marketplace specifically to help local projects and businesses get off the ground. Whether it's a favorite coffee shop that wants to buy additional space to serve more customers, or a downtown park that needs renovating, you can help bridge a loan to help make these public goods happen. You get the same great interest rates and secure repayment structure as typical personal loans, but with the opportunity to reach out to an entire community.

It's even easier to discover proposals you care about with the ability to search for community projects near friends and family, specific genres, as well as popular and featured projects.

Sign up for Early Access