Welcome to Buoy!
|
Buoy is about making loans accessible, whether you need one yourself or are looking to invest in someone else. We not only provide you with a marketplace to place or take a loan, but help each user make the right decisions along the way. This ensures that borrowers are able to make their payments on time and lenders are able to select the right risk and return level for themselves.
|
|
Borrowing
Buoy provides near instant verification for borrowers, so that whenever you need some help we can get it to you as quickly as possible. Unlike most lenders, we don't just use one number from a Big 3 company to determine who's a good borrower; with just a tap you can give Buoy the option to look at your past work and credit history to help understand you better. We'll then match that information with your Buoy history to create a unique Buoy Score for you. We even give you the opportunity to raise your score through small loans that serve to show lenders you're great at repaying on time!
|
Lending
The Buoy Score system helps lenders understand the risks in each loan they fund. Whether you're looking to beat the market on a great investment portfolio that brings consistent double-digit returns, or gain a modest interest rate while helping out other everyday Americans, Buoy has you covered.
|
Buoy Is for You
Up until now, helping someone buy their first house, finance an education, plan their dream wedding, or survive through hard times has been mostly left up to banks, payday lenders, and credit card companies. There's a lot of red tape, companies take all the profits, and the people who were really providing the funds through their savings and checking accounts receive less than pennies on their dollar in return.
Buoy changes all of that. Now you can get the loan you need, on the terms you want. And as a lender, you can feel great about the fact that not only are you directly helping others in need, but you'll be receiving the majority of the interest made on your loans. Personal, social, and responsible. That's Buoy.
Buoy changes all of that. Now you can get the loan you need, on the terms you want. And as a lender, you can feel great about the fact that not only are you directly helping others in need, but you'll be receiving the majority of the interest made on your loans. Personal, social, and responsible. That's Buoy.
Come float a loan with Buoy