– Borrow from a Person, not a bank –
Choose your Terms
Every Buoy borrower can choose to create a loan on their own terms. This means that the amount, interest rate, and length of loan are all up to you. While not all custom loans might be funded immediately, Buoy will provide you with helpful suggestions on which terms are most likely to be accepted by lenders.
Get help quickly
If you need money quickly, simply choose from one of the many loans you're eligible for from lenders' offerings in the marketplace. You'll receive your funds within the hour!
Repay Your Way
Buoy makes repaying your loan simple and secure. Whether you choose to deduct payments directly from your paycheck, set up an automatic monthly bank transfer, or pay manually, Buoy will help you make informed choices about your payments. We'll notify you the week before your payment is due, and can optionally give you tips on how to save money to help pay off your loan even earlier!
Become an Expert
You don't have to wonder where your money goes all the time; with Buoy's virtual assistant, you can learn just how your spending habits are affecting your cash flow. You'll get intelligent suggestions for making the most of your money, leading you on your way towards becoming a lender yourself!